Institution record
American Express
- Source score
- —
- Warnings
- 0
- Comments
- 0
Licence records
Licences within our coverage (firms authorised in the uk, ireland and gibraltar) are listed first. Check each one on the regulator's own register.
| Regulator | Licence no. | Status | Licensed entity | Date | |
|---|---|---|---|---|---|
FRSTier-1 U.S. Federal Reserve System | 1394676 | Regulated | AMERICAN EXPRESS NB/AMERICAN EXPRESS CO | — | |
OCCTier-1 Office of the Comptroller of the Currency (U.S.) | 25151 | Regulated | American Express National Bank | 2000-12-01 | |
FDICTier-1 Federal Deposit Insurance Corporation (U.S.) | 27471 | Regulated | American Express National Bank | 1989-03-20 |
Peer regulatory & risk comparison
Side-by-side supervisory and risk benchmark comparing American Express against peer institutions in our firms authorised in the uk, ireland and gibraltar dataset.
| Institution | Primary regulators | Regulated / total | Risk classification | Source score | Warnings |
|---|---|---|---|---|---|
| American Express (this record) | FRSOCCFDIC | 3 / 3 | Risk level not supplied | — | 0 |
| MUFG Bank | PRAFCAOCC+4 | 7 / 7 | Risk level not supplied | — | 0 |
| Deutsche Bank AG | PRAFRSECB+1 | 4 / 4 | Risk level not supplied | — | 0 |
| Coinbase | CBIFCACBI+6 | 9 / 9 | Risk level not supplied | — | 1 |
| Kraken | CBICBIFCA+2 | 5 / 5 | Risk level not supplied | — | 0 |
| eToro | FCAGFSCFSA+5 | 6 / 8 | Risk level not supplied | — | 0 |
American Express: institutional due diligence FAQ
Key supervisory, licensing, and counterparty verification questions generated from the dataset.
What is American Express's regulatory licence status and supervisory authorisation?
In our imported dataset, American Express (legal entity reference: American Express) holds 3 recorded licence entries, of which 3 carry a "regulated" status and 3 are marked regulated or registered: FRS (U.S. Federal Reserve System) — licence 1394676, status: regulated, Tier-1; OCC (Office of the Comptroller of the Currency (U.S.)) — licence 25151, status: regulated, Tier-1; FDIC (Federal Deposit Insurance Corporation (U.S.)) — licence 27471, status: regulated, Tier-1. Institutional due diligence requires verifying that the exact legal entity on your counterparty agreement matches the licensed entity name and registration number on the official FRS, OCC, FDIC public register.
Which of American Express's jurisdictions and licences fall within this site's regulatory coverage?
American Express is tracked under our firms authorised in the uk, ireland and gibraltar coverage scope based on its institutional service profile (Credit cards, Banking) rather than a domestic focus licence. Its 3 recorded licences (FRS, OCC, FDIC) should be evaluated for cross-border passporting and local solicitation rules.
What is American Express's institutional risk classification, enforcement exposure, and score profile?
American Express carries a "risk level not supplied" classification in the source dataset (composite numeric scores are not supplied for this record). The record flags 0 regulatory warning or complaint counts. Because these figures reflect imported source fields rather than primary audit findings, compliance teams should review primary enforcement bulletins directly.
What operational due diligence steps apply to American Express's platforms, entity structure, and complaints?
Before allocating capital or executing trades with American Express, institutional and retail allocators should: (1) confirm the domain (americanexpress.com) against regulator-approved domains to guard against clone firms; (2) verify whether any of the 0 recorded warning/complaint entries or 0 user comments involve withdrawal restrictions or scope violations; and (3) confirm the dispute-resolution ombudsman tied to FRS.
Related institutional research & regulatory analysis
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